1. FILL YOUR CARDSelect Affirm at checkout, then enter a few pieces of info for a real-time decision. |
2. CHOOSE HOW YOU PAYPick the monthly payment plan you like best. You’ll never pay more than you agree to up front. |
3. PAY OVER TIMEMake payments at affirm.com or in the Affirm app. You’ll get email and text reminders. |
TRANSPARENTAffirm tells you up front the total amount you’ll pay. That number will never go up. |
FLEXIBLEYou choose the payment schedule that works for you. |
FAIRAffirm won’t charge you late fees or penalties of any kind, ever. |
Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Yes! There's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No–checking your eligibility won't affect your credit score.
Yes–you can return an item you bought with Affirm by initiating the return process with the store.
Yes, you'll need a mobile phone number from the U.S. or U.S territories. This helps Affirm verify it's really you who is creating your account and signing in.
You can visit their website at affirm.com.
You can visit Affirm for How it Works or their Help Center for more information.