Shopping with Affirm
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Choose 3, 6, or 12 monthly payments
Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders
. Options depend on your purchase amount, and a down payment may be required.
HOW AFFIRM WORKS
Buying with Affirm is simple
Just select at checkout.
1. FILL YOUR CARD
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. CHOOSE HOW YOU PAY
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. PAY OVER TIME
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be
Affirm tells you up front the total amount you’ll pay. That number will never
You choose the payment schedule that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever.
Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No–checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes–you can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S territories. This helps Affirm verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Have more questions?
You can visit Affirm for How it Works or their Help Center for more information.